Compare Your Retirement Strategies
Make informed decisions about your financial future. Compare IRA vs Brokerage, IUL vs 401(k), and visualize your path to retirement.
Why Use This Tool?
Accurate Calculations
Year-by-year projections with real tax implications and growth assumptions.
Visual Comparison
See your strategies side-by-side with clear charts and tables.
Tax Efficiency
Understand how different accounts affect your tax burden over time.
Save Scenarios
Save and compare multiple scenarios to find your optimal strategy.
Choose Your Comparison
Each calculator is designed to help you understand the trade-offs between different retirement savings strategies.
IRA vs Brokerage
Compare a Traditional IRA with tax-deferred growth against a taxable brokerage account with capital gains treatment.
- ✓Tax-deferred vs taxable growth
- ✓RMD implications
- ✓Capital gains optimization
- ✓Withdrawal flexibility
IUL vs 401(k)
Compare Indexed Universal Life insurance with employer-sponsored 401(k) plans including employer matching.
- ✓Tax-free loans vs taxable withdrawals
- ✓Market protection (floor/cap)
- ✓Employer matching benefits
- ✓Legacy planning
Ready to Plan Your Retirement?
Get personalized advice from Owen Thompson at Focus1 Insurance Group.